Initial Diagnostic
A structured assessment designed to clarify whether retiring abroad is realistically aligned with your financial and practical circumstances.
Most people spend years researching this through blog posts and Facebook groups. The Initial Diagnostic gives you a structured answer in days.
"I thought I had done my research. The Diagnostic showed me three gaps I had completely missed. Worth every penny."
— Robert Ashworth, 61, considering Portugal
Over 500 people have used this as their starting point.
Why This Exists
Retiring abroad is often approached emotionally.
In reality, it involves:
• Financial structure
• Recurring costs
• Healthcare access
• Exchange rate sensitivity
• Long-term sustainability
The Initial Diagnostic introduces clarity before larger commitments are made.
What the assessment explores
Income flexibility
How stable and adaptable your income structure is over time.
Risk tolerance
Your comfort level with currency shifts, regulation changes and uncertainty.
Cost-of-living alignment
Whether your budget realistically supports your preferred destination long term.
Location preferences
How environment, proximity and pace of life influence your decision.
Healthcare and housing assumptions
The practical realities of access, availability and recurring costs.
Structural trade-offs
The compromises between lifestyle appeal and financial sustainability.
"What struck me was how honest it was. It did not tell me retiring abroad was a great idea or a bad one. It told me specifically where my plan was strong and where it was not. That kind of straight answer is almost impossible to find anywhere else in this space."
- Linda Cartwright, 58, considering SpainFrequently Asked Questions
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No. It is structured decision support.
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Approximately 8–10 minutes.
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No. The diagnostic stands alone.
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Yes. Your written summary is based on your specific responses and stated priorities.
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The fee reflects the structured analysis and written summary provided. It also ensures the process remains focused and serious.
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That is a valid outcome. The purpose is clarity, not persuasion.
What you receive
Your Personalised Risk Rating: Your plan assessed across four dimensions - financial resilience, healthcare exposure, exchange rate risk, and location viability. Rated Green, Amber, or Red so you can see at a glance where you are solid and where you are exposed.
Your Three Biggest Blind Spots: The three assumptions in your plan most likely to cause problems - identified specifically from your answers. Not a generic list. Yours.
A Country Snapshot: A structured breakdown of the key financial realities for your target destination - realistic costs, state pension treatment, healthcare structure, and the top financial risks specific to that country.
A What to Do Next Decision Map: Based on your results you will receive one of three structured outcome pathways - solid foundation, gaps to address, or significant gaps requiring attention - with a clear recommended next step for your specific situation.
A Written Summary: A personalised overview of your situation including how your self-assessed confidence compares to what your results actually show. Often the most revealing part of the whole assessment.
Who this is for
Individuals actively considering retirement abroad
Those who prefer structured analysis over lifestyle marketing
People who want clarity before speaking to advisers
What this is not
Regulated financial advice
Investment or pension recommendations
Tax planning
Visa support
"I was sceptical that a 20 question assessment could tell me anything I did not already know. I was wrong. The exchange rate section alone changed how I was thinking about my income structure. I went straight on to book an advisory session after reading my results."
- James Holloway, 64, considering France20 questions. 8 minutes. Results delivered within 24 hours.